Skip to main content
FDIC-Insured - Backed by the full faith and credit of the U.S. Government
IBC Bank Credit Cards
What do you want from a credit card? Whether it's generous rewards, straightforward credit, or improved credit—we've got it. Check out what each card offers and choose the right one for the way you use credit. 
IBC Credit Cards

Choose the right card for you.

Unlimited rewards. Every purchase. Every day.
Unlimited 1.5% Cash Back1
Every purchase, no categories to keep track of.
Save on Interest
Receive an ultra-low introductory APR on purchases and balance transfers.
Choose Your Rewards
Redeem rewards your way—cash back, gift cards, travel, or merchandise.1
Must apply here for this offer. Offers vary elsewhere.*
Establish or improve your credit. 
Request Your Own Credit Limit
Provide a single deposit between $300 and $5,000 (multiples of $50) when you apply, subject to credit approval.

Help Build Your Credit
Get automatic reporting to the 3 major credit bureaus to build a positive credit history.

Take Control of Your Credit
Take advantage of free tools that keep you on track, like AutoPay, so you never forget a payment.

Must apply here for this offer. Offers vary elsewhere.*
Straightforward credit. Available when you need it.
Save on Interest
Receive an ultra-low introductory APR on purchases.
Consolidate Higher-Interest Balances
Receive an ultra-low introductory APR on balance transfers.
Must apply here for this offer. Offers vary elsewhere.*

Want more from your card?

All personal cards offer:

Contactless Technology

Secure, simple and touch-free payments.

Fraud Protection

We monitor your account and alert you of any suspicious activity.

Online Services 

Manage your account online to check credit card balances, view transactions, make payments, and more.

Mobile Account Access

Manage your account safely and securely, from anywhere, with the mobile app.

Quick & Easy Online Access

Online account access for your credit card provides you the quickest and easiest way to: 

  • Activate your credit card
  • Make payments
  • Transfer balances
  • Request Credit Limit Increases
  • View statements

…and much more

Simply access your account by clicking on the link below. 

*Offers may vary depending on where you apply, for example online or in person. To take advantage of this offer, apply now directly through this advertisement. Review offer details before you apply.

Please see the Summary of Credit Terms provided at time of application for important information on rates, fees, costs, conditions and limitations. Minimum monthly payments required. 
 
You must pay your entire statement balance (including all promotional purchase and balance transfer balances) by the due date each month to avoid being charged interest on new purchases from the date those purchases are made, unless your new purchases are subject to a 0% interest rate.
 

1 See the Rewards Terms and Conditions in the Summary of Credit Terms, provided at time of application for details, including earning, redemption, expiration and forfeiture (subject to applicable law). Your % back rewards are earned as points.
   
Cards are issued by First National Bank of Omaha (FNBO®), pursuant to a license from Visa U.S.A., Inc. Visa and Visa Signature are registered trademarks of Visa International Service Association and used under license.