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Check ‘N Save Plus (Money Market)

IBC Bank offers international clients the Check ‘N Save (Money Market) Account, an interest-bearing account with premium rates for those who maintain higher-than-average balances.

Check ‘N Save Plus

    • Easy to Get Started
      Opening deposit of only $100
    • Maximize Your Investments With IBC's Tiered Variable Rate of Interest
    • Interest is Calculated Using the Investable Balance
    • No Service Charge if Required Balance is Maintained
    Account Requirements and Service Fees:
    • Maintain average collected balance of $5,000 to avoid service charge
    • Requires a minimum daily balance of $2,500 to earn interest. Interest is calculated using investable balance. The investable balance is calculated by using the average balance less uncollected funds, less reserve requirement and a premium assessment factor.
    • A $10 service charge per month if minimum balance is not maintained
    • $0.20 per debit posted; $0.50 per credit posted
    • Postage fee based on number of enclosures
    • $0.10 per item deposited that is drawn on IBC Bank/Commerce Bank; $0.15 per item deposited that is drawn on another bank
    • Business Line of Credit available
FREE IBC Voice, IBC Texas

FREE IBC Voice

Bank from home or anywhere you want, anytime you want. Check your balance, make transfers, or order checks.
FREE IBC Bank Online, IBC Texas

IBC Bank Online

Bank from home or anywhere you want, anytime you want. Check your balance, make transfers, or order checks, and see your check images. Pay bills quickly and easy.
IBC Link, IBC Texas

IBC Link

IBC Link Access to the most comprehensive PC-based corporate cash management system. Review account balance, review history, produce interim bank statements, transfer funds, initiate wire transfers, and verify check clearing/deposits. Password protected.
IBC Bank ATM Card, IBC Texas

IBC Bank ATM Card

Fast, Easy, Convenient. Your IBC ATM Card brings even more convenience to your banking. Use it at any IBC Bank ATM for withdrawals, account inquiries, and transfers. IBC ATMs accept Pulse, Plus, Discover/Novus, Cirrus, American Express, Visa, and MasterCard cards. For more information, please get in touch with your nearest IBC representative or visit the nearest IBC Bank branch.
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