Small Business Loans
From revolving lines of credit to term loans secured by business assets or real estate, IBC Bank is your source for Small Business Loans made for the way you do business… fast, easy and convenient.
We want to help your business succeed. Apply today by visiting one of our many convenient branch locations.
Revolving lines of credit
- A revolving line of credit provides your business with access to funds when you need them through convenient checks
- You pay interest only on the amount of funds that you advance
- Lines of credit may be used to meet short term working capital needs, to purchase inventory, or for a variety of other business purposes
- Secured and Unsecured Lines are available from $5,000 to $100,000
- A 13 month revolving term is available
Term loans secured by business assets
- A term loan provides a lump sum for the purchase of business equipment, company vehicles, real estate or for consolidation of other business debt
- Fixed rates are available, with principal and interest payments due monthly
- Loans are available from $5,000 to $100,000
- Loans are structured with a maturity up to 5 years. Longer amortizations are also available.
Term loans secured by real estate
- A real estate secured term loan may be used for the purchase of owner occupied business property, investment property, land acquisition, refinancing other business debt or a variety of other business purposes
- Fixed rates and flexible terms are available
- Loans are available from $5,000 to $100,000
- Loans are structured with a maturity up to 5 years. 5, 10 or 15 year amortizations are available.