Commercial Checking

IBC Bank offers Commercial Checking to business clients. This type of checking account is ideal for companies with a high volume of monthly transactions.

Cuentas corrientes comerciales GeneralidadesChecking Process Header

Es fácil de iniciar

Depósito de apertura de solo $ 100

Sin cargo por servicio si el saldo libre para invertir es adecuado para cubrir los costos para administrar la cuenta (consulta los requisitos de la cuenta y las tarifas de servicio a continuación)

Organízate bien con imágenes de los cheques cobrados con estados de cuenta electrónicos con imágenes GRATUITAS

Fácil acceso al capital circulante con la línea de crédito para empresas disponible de IBC

Account Requirements and Service Fees:

Service charge is based on the average investable balance, an earnings credit and the account activity volume. No service charge if the investable balance is sufficient to cover the cost of services provided.
The average investable balance is calculated using the average ledger balance less uncollected funds less the reserve requirement and a premium assessment factor
Items drawn against uncollected funds will be subject to an interest charge at the maximum legal rate permissible by law
A $13.50 account maintenance fee
$0.20 per debit posted; $0.50 per credit posted
$0.10 per item deposited that is drawn on IBC Bank or Commerce Bank; $0.15 per item deposited that is drawn on another bank
Cash Handling Fees - $0.08 per $100 deposited
Postage fee based on number of enclosures
The earnings credit is based on the bank's interest rate index
Unlawful Internet Gambling Enforcement Act (UIGEA) of 2006 - The UIGEA, signed into law in 2006, prohibits any person engaged in the business of betting or wagering (as defined in the Act) from knowingly accepting payments in connection with the participation of another person in unlawful internet gambling. The Dept of Treasury and the Federal Reserve Board have issued a joint final rule, Regulation GG, to implement this Act. As defined in Regulation GG, Unlawful Internet Gambling means to "place, receive or otherwise knowingly transmit a bet or wager by any means which involves the use, at least in part, of the internet where such bet or wager is unlawful under any applicable Federal or State law in the State or Tribal lands in which the bet or wager is initiated, received or otherwise made". As a commercial customer of IBC/Commerce Bank, these restricted transactions are prohibited from being processed through your account or banking relationship with us. If you do engage in an internet gambling business and open a new account with us, we will ask that you provide evidence of your legal capacity to do so.

IBC Voice GRATUITO

Banca desde casa o desde donde quieras, cuando quieras. Consulta tu saldo, realiza transferencias o envía cheques.

IBC Bank en línea GRATIS con pago de facturas

IBC Bank en línea con pago de facturas

Banca desde casa o desde donde quieras, cuando quieras. Consulta tu saldo, realiza transferencias o envía cheques, y comprueba tus imágenes. Paga tus facturas de forma rápida y sencilla.

IBC Link

Accede al sistema corporativo de gestión de efectivo más completo para PC. Revisa el saldo de la cuenta, revisa el historial, genera estados de cuenta bancarios intermedios, transfiere fondos, inicia transferencias bancarias y verifica la compensación/depósito de cheques. Contraseña protegida.

Tarjeta de débito comercial Visa de IBC Bank

Utiliza tu tarjeta de débito comercial Visa de IBC Bank para pagar productos y servicios o sacar dinero de tu cuenta en cualquier cajero automático de IBC Bank y en más de 30 millones de sitios que utilicen Visa en todo el mundo.