Interest - IBC Connection Checking
IBC Bank offers International clients IBC Connection Interest-bearing Checking, combining a Negotiable Order of Withdrawal (N.O.W.) and a Money Market account to take advantage of bonus rates on CDs.IBC Connection GeneralidadesChecking Process Header
Account Requirements and Service Fees:
- Maintain average collected balance of $7,500 or minimum combined daily balance of $5,000 to avoid service charge
- $15 service charge per month if minimum balance requirements are not met
- N.O.W. account requires daily collected balance of $1,500 to earn interest
- Money Market account requires a daily collected balance of $5,000 to earn interest
- Debits are any and all withdrawals made from this account, except for bank associated fees and/or service charges
- Fees are based on the combined daily balance for the current statement cycle, and are charged to the Connection N.O.W. account
- Per debit charge is $0.25 (first 15 checks on Money Market Account)
- Postage fee based on number of enclosures
- Transactions on Money Market Accounts are limited by law. Telephone, third party (checks, drafts & debit card transactions) and preauthorized transfers are limited to six per month. Preauthorized transfers include, but are not limited to, transfers processed through IBC Voice, IBC Link and IBC Bank Online. If transaction limits are exceeded on more than an occasional basis, the account type may be changed or account may be closed. Transactions made through Automatic Teller Machines (ATM) or in person over our teller window are unlimited.
- If checks written on Money Market account per statement cycle exceed three, a $10 fee is assessed per check, regardless of minimum daily balance and interest is forfeited
- Oklahoma Accounts, as allowed by law, a dormant fee of $5/month after 1 year without customer initiated transactions, such as deposits or withdrawals
IBC Voice GRATUITO
Banca desde casa o desde donde quieras, cuando quieras. Consulta tu saldo, realiza transferencias o envía cheques.
Banca en línea IBC GRATIS con Bill Pay
Realice operaciones bancarias desde su casa o desde cualquier lugar que desee, en cualquier momento. Consulte su saldo, haga transferencias o solicite cheques, y vea sus imágenes de cheques. Pague facturas rápido y fácil.