Other Banking Services

My IBC Bank Online allows you to manage your banking and other financial needs from any computer, regardless of location, for FREE! Created with your schedule in mind, My IBC Bank Online makes banking with us even more convenient.

• View/print the balances and history of your IBC Bank accounts
• Transfer funds between your IBC Bank deposit accounts and arrange for future or recurring transfers
• Communicate with IBC Bank via Secure Messaging
• Pay your bills on time using Bill Pay with minimal effort and no postage.

Mobile Banking is a convenient and secure way to bank on the go! All the online banking features available from your desktop are available on your mobile device. IBC Mobile Banking is accessible from any internet-enabled device, including iPhone, iPad, Android, and other smartphone devices and tablets. Access mobile banking via a mobile browser or downloadable application and check your account anywhere! The IBC Bank app lets you deposit checks using your mobile camera.

IBC Bank offers wire transfers to facilitate your personal, business, and international financial needs. Many banks do not provide this essential international service, but IBC Bank conducts same-day wire transfers every business day.

An increase in trade facilitation among many countries has allowed the U.S. to expand its business transactions with other countries. At IBC Bank, we help you facilitate your engagements in trade by offering Letters of Credit (L/C) including:

• Import or Domestic Letters of Credit
• Export Letters of Credit
• Standby Letters of Credit

The Foreign Cash Limit Letter informs its customers of new laws in Mexico that limit the amount of U.S. dollars deposited into Mexican bank accounts. In addition, it emphasizes that U.S. law requires banks to understand the source of funds for all deposits made to U.S. bank accounts. The letter specifies steps taken by IBC Bank to implement these rules.

According to U.S. Internal Revenue Service regulations, foreign individuals and entities must provide certification of foreign status every three years. The accreditation requires completing Form W-8BEN (Certificate of Foreign Status of Beneficial Owner) for foreign individuals or Form W-8BEN-E for Entities and providing the bank with a properly executed copy of that document. Accounts not properly certified are subject to a U.S. withholding tax of 30% on the interest income received.