FAQ
- Can I use the Gift Card at an ATM to withdraw money?
No, the IBC Gift Card does not have a PIN option.
- What are the purchase limits for an IBC Bank Visa Gift Card? You can purchase an IBC Bank Visa Gift Card in any whole dollar amount you choose from $25 to $750. IBC Bank Visa Gift Cards are sold to IBC customers only.
- What are the benefits to registering my IBC Bank Visa Gift Card? Register your IBC Bank Visa Gift Card at www.ibcvisagiftcard.com to access your account balance information online. If you do not have internet access, call 1-866-466-2352, 24 hours a day, seven days a week.
- How long does it take to receive my IBC Bank Visa Gift Card? IBC Bank Visa Gift Cards are instant issue cards and sold immediately upon request by any of our Branch Sales Associates. They can be purchased at www.ibcvisagiftcard.com. Gift card orders take 5 – 7 business days to be mailed to the purchaser or recipient’s address.
- Can my IBC Bank Visa Gift Card be used in a foreign country? Yes, if you use the Card in a foreign country or in a transaction involving a currency other than U.S. dollars, each transaction will be converted to U.S. dollars under regulations established by Visa International and may include a margin or fees charged directly by Visa International. The conversion to U.S. dollars may occur on a date other than the transaction date; therefore, the conversion rate may differ from the rate in effect at the time of the transaction. You agree to pay the converted amount. For these transactions, the rate of exchange between the transaction currency and the billable currency is either a wholesale market rate or the government-mandated rate in effect one day prior to the Visa International processing date. IBC Bank does not control exchange rates, the date or place of the exchange, and does not charge additional foreign exchange fees.