Certificates of Deposits (CDs)
If you have funds that you can afford to invest, then consider placing them in an IBC Certificate of Deposit. With all deposits insured up to the legal limit by the FDIC, you can feel secure that your savings are protected. Interest rates will vary according to the amount of deposit and the length of term.
Please contact an IBC Bank Representative or visit the nearest IBC Bank branch for CD terms and interest rates currently available.
Personal Certificate Of Deposits Overview
- Account Requirements and Service Fees:
- Minimum amount required to open a CD is $2,500. If CD term is less than 90 days, minimum deposit is $40,000.
- CD terms range from 60 days to 4 years
- Account will automatically renew at maturity
- Possible early withdrawal penalties
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