Personal Savings
Traditional low-cost savings plan with competitive interest rates.
Personal Savings Overview
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- Personal Savings OverviewEasy to get started by depositing a minimum of $100 in your account
- Free for Account Holders Under 18 Years of AgeIt's not too early to start saving
- No Service Charge if Required Balance is Maintained*See account requirements and service fees below
- Availability of FundsSavings provide availability of funds for unexpected needs
- Convenience With Direct DepositDirect deposit makes it convenient for you to save money
*Account Requirements and Service Fees:
- Maintain a minimum daily balance of $500 or an average collected balance of $1,500 to avoid service charge
- Requires a daily balance of $500 to obtain the disclosed Annual Percentage Yield
- Interest rate is variable and interest is paid and compounded quarterly
- $5 service charge per month if balance requirements are not met
- Two free teller counter withdrawals per month; additional withdrawal is $1. Unlimited IBC ATM transactions.
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Online Banking
Bank from anywhere and anytime. Check your balance and make transfers.
FREE IBC Voice
Bank from anywhere and anytime. Check your balance, make transfers, or order checks.